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New Income and Purchase Price Limits!
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.500%* |
| First Home Targeted | 6.000%* | 5.500%* |
| First Home | 6.250%* | 5.750%* |
| Homebuyer Assistance (HBA) | 6.500%* - 1st loan 1.000%* - 2nd loan |
6.000%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 6.875%* | 6.375%* |
| Welcome Home Assistance (WHA)+ | 7.125%* - 1st loan 1.000%* - 2nd loan |
6.625%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 7.625%* | 7.125%* |
Last changed 05/12/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
News Types
Homebuyer Lender Real Estate Agent Home / About Community Development
May 02, 2021
New Income and Purchase Price Limits!
NIFA Partners,
The Homeownership Team released new income and purchase price limits for all programs! These limits are effective as of 5/1/2021.
Please view the new limits HERE!
Contact our team if you have additional questions. We appreciate you!
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Lincoln, NE 68508-1578
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