Renters

Current rates

Program Name	Conventional Loan Rate	Government Loan Rate
Military Home	N/A	6.000%*
First Home Targeted	6.375%*	6.000%*
First Home	6.625%*	6.250%*
Homebuyer Assistance (HBA)	6.875%* - 1st loan 1.000%* - 2nd loan	6.500%* - 1st loan 1.000%* - 2nd loan
Welcome Home+	7.250%*	6.875%*
Welcome Home Assistance (WHA)+	7.500%* - 1st loan 1.000%* - 2nd loan	7.125%* - 1st loan 1.000%* - 2nd loan
Build Home++	Varies^*	Varies^*
Refinance Home	8.000%*	7.625%*

Rates Page

Last changed 09/15/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Homebuyers & Renters

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