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We're Hiring

NIFA is seeking a Director of Lending to join our team!

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From Vision to Action

See how our bold ideas were matched with strategic partnerships in the FY25 Impact Report

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LIHTC Development for Sale Under Qualified Contract

Grover Square Apartments, Omaha Nebraska
(Expires 11/26/2025)

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Nebraska Strategic Housing Council Dashboard

See how implementation of the Nebraska Strategic Housing Framework is progressing

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Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.250%*
First Home Targeted 5.500%* 5.250%*
First Home 5.750%* 5.500%*
Homebuyer Assistance (HBA) 6.000%* - 1st loan
1.000%* - 2nd loan
5.750%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.375%* 6.125%*
Welcome Home Assistance (WHA)++ 6.625%* - 1st loan
1.000%* - 2nd loan
6.375%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.125%* 6.875%*

Rates Page

Last changed 11/07/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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Nebraska.findhelp.com can help you find affordable services like housing, food, medical care, job training, and more in Nebraska. Resources to help Nebraskans find food were recently updated.

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104501

borrowers received a first mortgage under our Homeownership Program totaling almost $8.7 billion through June 30, 2025.

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1085

loans for the Beginning Farmer and Rancher Loan Program totaling over $143.2 million through June 30, 2025.

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25298

second-time borrowers received down payment assistance, totaling $128.6 million through June 30, 2025.

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$3M

Rural Workforce Housing funds invested in 2025.

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$2B

allocated through the federal Low-Income Housing Tax Credit program since inception.

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$385M

allocated through Nebraska's Affordable Housing Tax Credit program since inception.

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