The Nebraska Homeowner Assistance Fund is now open

The Nebraska Homeowner Assistance Fund is now open

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

General

Jan 31, 2022
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The Nebraska Homeowner Assistance Fund is now open

The Nebraska Homeowner Assistance Fund (NHAF) is now accepting applications. If you have experienced a financial hardship as a result of the COVID-19 pandemic and need mortgage or property-related financial assistance, please apply as soon as possible. Funds will be distributed until they run out, and they do not need to be paid back.
 
*Income Limits Apply: visit NebraskaHAF.com to view the income limits per county

Apply Now