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- New 2025 Income & Purchase Price Limits Released
New 2025 Income & Purchase Price Limits Released
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.250%* |
| First Home Targeted | 5.500%* | 5.250%* |
| First Home | 5.750%* | 5.500%* |
| Homebuyer Assistance (HBA) | 6.000%* - 1st loan 1.000%* - 2nd loan |
5.750%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.375%* | 6.125%* |
| Welcome Home Assistance (WHA)++ | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.375%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 7.125%* | 6.875%* |
Last changed 11/07/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
News Types
Jul 06, 2025
New 2025 Income & Purchase Price Limits Released
NIFA has released new income and purchase price limits for the First Home and Welcome Home programs. These limits are effective July 7, 2025.
To view the new limits, visit the Resources & Documents page in the Lenders & Realtors section of nifa.org and view the NIFA Income and Purchase Price Limits document.
Questions on the new program limits can be directed to NIFA's Homeownership Team at 402.434.3900 or homeownership@nifa.org.
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