REGISTER NOW: 2022 Housing Conference!

REGISTER NOW: 2022 Housing Conference!

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

General

Feb 15, 2022
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REGISTER NOW: 2022 Housing Conference!

WE HAVE A NEW VIEW FOR 2022 - REGISTER NOW FOR NIFA’S HOUSING CONFERENCE!
 
Join us for our 18th annual affordable housing conference. The event is March 28-30, 2022 and will offer both in-person and virtual sessions! 
 
Housing Innovation Marketplace hybrid sessions: March 29-30th
LIHTC Compliance Training virtual sessions: March 28-30th
Participating Lender Workshop in-person session: March 28th
 
Please click the button below to register and explore additional information about our upcoming conference! Direct any questions that you may have to our Community Engagement Team: outreach@nifa.org

REGISTER