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Homebuyers & Renters
Homebuyers & Renters
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.625%* |
| First Home Targeted | 6.125%* | 5.625%* |
| First Home | 6.375%* | 5.875%* |
| Homebuyer Assistance (HBA) | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.125%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 7.250%* | 6.750%* |
| Welcome Home Assistance (WHA)++ | 7.500%* - 1st loan 1.000%* - 2nd loan |
7.000%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 8.000%* | 7.500%* |
Last changed 07/15/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
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Featured Loan Officer Specialists
Star status indicates the loan advisors who closed the most NIFA loans last year. Learn how to become a NIFA Specialist.
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Kari Bahe
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3083829059
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Gina Sturdevant
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Community Stories
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1248 O Street, Suite 601
Lincoln, NE 68508-1578
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