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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Apr 14
Innovation Expo 2026: Partners in Progress - Day 1
7:00 AM - 7:00 PM
Details
Apr 15
Innovation Expo 2026: Partners in Progress - Day 2
7:00 AM - 1:30 PM
Details
Apr 15
Annual LIHTC Compliance Training - Day 1
12:00 PM - 4:30 PM
Details
Apr 16
Annual LIHTC Compliance Training - Day 2
7:30 AM - 12:30 PM
Details
Apr 16
Participating Loan Advisor and Real Estate Agent Training
1:00 PM - 5:00 PM
Details
Apr 20
LIHTC/NDED Office Hours Sessions
11:00 AM - 11:30 PM
Details
Apr 21
Training Tuesday - Self-Employed Borrowers
10:00 AM - 12:00 PM
Details
Apr 29
LIHTC/NDED Office Hours Sessions
1:00 PM - 1:30 PM
Details
May 05
Training Tuesday - Asset Documentation
10:00 AM - 12:00 PM
Details
May 08
NIFA Board Meeting
9:00 AM - 12:00 PM
Details
May 12
Training Tuesday - Closer Training
10:00 AM - 12:00 PM
Details
Jun 09
Training Tuesday - OPS Secrets to Success #1
10:00 AM - 12:00 PM
Details
Jun 12
NIFA Board Meeting
9:00 AM - 12:00 PM
Details
Jun 16
Training Tuesday - OPS Secrets to Success #2
10:00 AM - 12:00 PM
Details
Jun 23
Training Tuesday - OPS Secrets to Success #3
10:00 AM - 12:00 PM
Details
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